from Justia.com: Most states follow a traditional tort liability system in which you can recover compensation when a motor vehicle accident caused by somebody else's misconduct or negligence injures you. Generally, all drivers of motor vehicles are required to carry insurance in case they cause an injury to somebody else. However, several states require automobile owners to opt in to "no-fault insurance," while others follow an "add-on" system.
No-fault insurance limits an accident victim's ability to seek compensation from other drivers involved in a car accident. The policyholder's insurance company will reimburse his or her economic damages without proof of fault, but in exchange, the driver may be restricted in the ability to sue the at-fault driver. He or she may only be able to recover noneconomic damages from the at-fault driver if the injuries are considered catastrophic or he or she has already incurred a certain sum in medical bills. A few states allow residents to choose between a traditional tort system and a no-fault system.
Motor vehicle accident cases are those involving all types of transportation, including:
Bicycle Accidents
Car Accidents
Truck Accidents
Motorcycle Accidents
ATV Accidents
Train Accidents
Taxi Cab Accidents
Public Transportation Accidents
Boating Accidents
Pedestrian Accidents